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Try the plan
before you live it.
Bring the numbers you know. Start with the few that matter most, then open every lever when you are ready. Nothing you enter is saved, tracked, or sent anywhere.
One useful question
at a time.
Couples contributions
Compare ways to share the bills.
See equal, income-based, and chosen splits, with room left for each person.
Bring: Two take-home incomes and a shared monthly total.
Monthly budget worksheet
Find your monthly starting point.
Put essentials, everyday spending, and future money on one page.
Bring: Recent bills or a few monthly estimates.
Annual bills planner
Give the year a little room.
See what to save before each expense arrives and where the dates get crowded.
Bring: A few expenses, their dates, and what is already saved.
Household runway
Build some breathing room.
Put accessible cash beside your essentials and explore a saving pace that fits.
Bring: Essential monthly spending and accessible savings.
One-off savings planner
Give the big thing its own plan.
Add up the pieces of a trip, celebration, or project, then see what to save each month.
Bring: A rough cost, money saved, and the deposits left.
Parental leave cash planner
Make room for this chapter.
See how your savings change through leave or another period of lower income.
Bring: Expected take-home pay and costs for the coming months.
Childcare and work comparison
Find a week you can live with.
Compare two routines without asking one number to choose your family’s life.
Bring: Two childcare quotes and the income and costs of each routine.
Cash after closing
Get the keys. Keep some room.
Put the down payment, moving, and known work beside the cash you want to keep.
Bring: Starting cash and the separate costs of buying and moving.
Rent versus buy
Compare the home. Protect the life.
Look at monthly costs, cash you can use, and the longer housing choice.
Bring: Rent, a home price, mortgage details, and how long you might stay.
Cash and investment path
See what steady progress could become.
Explore your saving and debt payoff, with room to change the assumptions.
Bring: Cash, investments, debt, and monthly progress.