A household budgeting app for couples and families. Understand mine, yours, and ours. Then plan the trips, repairs, kids, homes, and choices that never fit neatly into a month.
Ahead of Us.
ONE-OFF · JULY
Summer trip$3,800 planned
BILL · MAY 22
ElectricUsually $128 to $152Most budgeting apps suck. They tell you what already went wrong, then make you feel guilty about the trip you worked hard, saved up for, and loved. They don’t help you make a better decision while it still matters. They’re no fun to use either. So we’re making a better one.
SHARINGAccounts get duplicated, double-counted, or hidden. Sharing everything becomes the only way to see the whole picture.
Joint, separate, or hybrid. Choose what your partner can see, keep what stays personal (surprise anniversary present cough cough), and plan together without giving up autonomy.
ONE-OFFSOne big expense swallows the budget, wrecks the charts, and makes the entire plan feel pointless.
Trips, repairs, tuition, and celebrations live on a household calendar. They stay separate from recurring spending and become predictable before they arrive.
FEEDBACKYou learn that you overspent when the month is already over. The app scolds; nothing changes.
Live widgets and weekly snapshots show your pace. Ten days into a costly month, you get a useful adjustment instead of a lecture on day thirty.
BIG PICTUREBalances sit in separate boxes. Assets, debt, and progress are hard to understand as one financial picture.
See assets, liabilities, and net worth together. Follow how the household is growing, not only what it spent this week.
WHAT IF?Goals are static numbers. Projections, portfolio choices, market returns, and retirement timing live somewhere else.
Run scenarios, compare portfolios, test return assumptions, and see how today’s choice changes a future goal.
Trips, repairs, school costs, and celebrations belong on a household calendar instead of buried inside one bad-looking month. See the tradeoff before you commit.
ONE-OFF
This works without touching either personal spending allowance.
A good budget should answer the question you’re actually asking.
No guilt trip. Just a clearer view of the life on either side of the decision.
If we spend $4,000 to go to Japan, what changes?
YOUR CALLThis example assumes a 6% annual return. In the app, you can customize the assumptions for your specific investments, accounts, and goals.
Bank connections will be read-only and powered by Plaid. Ahead of Us cannot move your money. Your financial data won’t be used to train models, and you decide what other tools can connect.
EARLY ACCESS
Join the waitlist for a calmer way to plan money together.
Plan