MAY SPENDINGWE’RE GOOOOD
$3,240$370 under plan
PlanActual
Money for the life ahead.
A household budgeting app for couples and families. Understand mine, yours, and ours. Then plan the trips, repairs, kids, homes, and choices that never fit neatly into a month.
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Private by design
Powered by Plaid
No ads. No judgment.
Harsh + Emily
BILL · MAY 22ElectricUsually $128 to $152
JOINT HOUSEHOLD
•••• 4821
CURRENT BALANCE$1,284.50
NEXT PAYMENTMay 28
AUTOPAY · MAY 28
Life doesn’t repeat monthly.
Your budget shouldn’t expect it to.
Most budgeting apps suck. They tell you what already went wrong, then make you feel guilty about the trip you worked hard, saved up for, and loved. They don’t help you make a better decision while it still matters. And they’re no fun to use either.So we’re building a better one for all of us.
Okay, but what’s
actually different?
SHARINGAHEAD OF USOne household.
One household.
Your rules.
Joint, separate, or hybrid. Choose what your partner can see, keep what stays personal (surprise anniversary present cough cough), and plan together without giving up autonomy.
OTHER APPSBuilt for one.
Built for one.
Awkward for two.
Accounts get duplicated, double-counted, or hidden. Sharing everything becomes the only way to see the whole picture.
ONE-OFFSAHEAD OF USOne-offs stay
One-offs stay
one-offs.
Trips, repairs, tuition, and celebrations live on a household calendar. They stay separate from recurring spending and become predictable before they arrive.
OTHER APPSA trip looks like
A trip looks like
you failed the month.
One big expense swallows the budget, wrecks the charts, and makes the entire plan feel pointless.
FEEDBACKAHEAD OF USSteer while it
Steer while it
still matters.
Live widgets and weekly snapshots show your pace. Ten days into a costly month, you get a useful adjustment instead of a lecture on day thirty.
OTHER APPSA report card after
A report card after
the damage is done.
You learn that you overspent when the month is already over. The app scolds; nothing changes.
BIG PICTUREAHEAD OF USYour whole balance
Your whole balance
sheet, moving.
See assets, liabilities, and net worth together. Follow how the household is growing, not only what it spent this week.
OTHER APPSAccounts without
Accounts without
a life story.
Balances sit in separate boxes. Assets, debt, and progress are hard to understand as one financial picture.
WHAT IF?AHEAD OF USTry the future
Try the future
before you fund it.
Run scenarios, compare portfolios, test return assumptions, and see how today’s choice changes a future goal.
OTHER APPSNo useful answer
No useful answer
to “can we?”
Goals are static numbers. Projections, portfolio choices, market returns, and retirement timing live somewhere else.
One-offs deserve
their own plan.
Trips, repairs, school costs, and celebrations belong on a household calendar instead of buried inside one bad-looking month.
ONE-OFF
Summer trip
Monthly set-aside · $475
One-off date
This works without touching either personal spending allowance.
Can we go to Japan and still buy the house?
A good budget should answer the question you’re actually asking.
If we spend $4,000 to go to Japan, what changes?
YOUR CALL$2k$12k
House down payment
SEP 2028 NOV 2028
2 months later
5-year net worth
$206,600
$5,400 less than the current plan
Current plan
With this choice
$210k
$145k
$80k
This example assumes a 6% annual return. In the app, you can customize the assumptions for your specific investments, accounts, and goals.
No guilt trip. Just a clearer view of the life on either side of the decision.
Built to look.
Never to touch.
Bank connections will be read-only and powered by Plaid. Ahead of Us cannot move your money. Your financial data won’t be used to train models, and you decide what other tools can connect.
READ-ONLYPLAID-POWEREDNO MODEL TRAINING
LOOK
DON’T
TOUCH
DON’T
TOUCH
EARLY ACCESS
Let’s get ahead of it.
Join the waitlist for a calmer way to plan money together.